Banking notes

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   Foreign Currency Non Resident (Bank) Account FCNR (B) deposit account is similar to a usual Bank FD account and provides nomination facility and the nominee for the account can be a resident Indian. Also, FCNR (B) can be closed prematurely however to be entitled to earn interest the deposit should remain with the bank for a minimum of 1 year. Non-Resident External Rupee Account A Non-Resident External Rupee Account (NRE Account) account may be in the form of savings, current, recurring or fixed deposit accounts with maturity of minimum one year. Such accounts can be opened only by the NRI himself and not through the holder of the power of attorney. Non-Resident Ordinary Rupee Account Any person resident outside India may open NRO account with an authorized dealer or an authorized bank for the purpose of putting through bona fide transaction in rupees. NRO accounts can be opened in the form of current, savings, recurring or fixed deposit accounts.      
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