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BENEFICIARIES IMPACT ON MICRO FINANCE IN A MADURAI CITY MPHIL DISSERTATION

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BENEFICIARIES IMPACT ON MICRO FINANCE IN A MADURAI CITY MPHIL DISSERTATION
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  BENEFICIARIES IMPACT ON MICRO FINANCE IN A MADURAI CITY STATEMENT OF THE PROBLEM : India’ s micro finance system is considered as the fastest growing sector in the world. The state of tamil nadu experienced the steepest decline in rural poverty rates and attained lowest poverty rates in recent years. According to the status of micro finance report, 30% of total population of are below the poverty line in Madurai city. In order to determine the benefits gained by the people and impact which has been created by micro finance among the poor people. The biggest challenge for micro finance institutions is to attain the financial sustainability and to decrease the poverty line to its minimum level. The focus of this study is to analyze what are all the benefits gained by the poor people with the help of micro finance. And what are all the impacts are faced by them. This study focuses on the beneficiaries made to the poor people and impact of micro finance created among those peoples. Poverty alleviation is one of the prime objective for growth and development of a country. Micro finance institutions plays a significant role alleviating poverty where the poor or unprivileged have limited access to financial services. Because, of this the micro finance institutions have attracted the attentions of donors or institutions to end the poverty in the world. As the micro finance sector grows in size, the need for finance among the poor people is needed. Micro finance institutions  performance is measured from both sustainability and outreach of view by using proxies for sustainability and outreach. Furthermore, the latest concern of raising non  –   performing assets in micro finance schemes has also been investigated.  OBJECTIVE OF THE STUDY : 1. To find the benefits gained by the poor people with the help of micro finance. 2. To find the impacts which has been created by the micro finance among the poor  people. 3.  To find the determinents of financial sustainability of micro finance institutions in Madurai city. 4.  To find the causes of choosing the micro finance in Madurai city. BENEFICIARIES IMPACT ON MICRO FINANCE IN MADURAI CITY
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