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MCQs (Qns) on Latest Circulars by the Bank

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MCQs (Qns) on Latest Circulars by the Bank
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  MCQs based on the recently issued circulars by the Bank (up to March 2013) 1.Which of the following is not a pre-requisite for using IMPS facility by an active M-Connect Usera.!eneficiary s account nu#berb.!eneficiary !an$ s I%S co&ec.!eneficiary s MMI'&.(ll the abovee.a) b * c woul& be sufficient+.!an$ has intro&uce& ,web-base& centralise& solution for cre&it #onitoring for the following accounts a.(&vance account with %! * %! e/posure of 0s.1 Cr an& aboveb.(&vance account with %! e/posure of 0s.1 Cr an& abovec.(&vance account with %! * %! e/posure of 0s.2 Cr an& above&.(&vance account with %! e/posure of 0s.2 Cr an& abovee.(&vance account with %! * %! e/posure of 0s.1 Cr an& above3.(s per revise& targets of Priority Sector classification in MSM4) 56 of total a&vances un&er #icro * s#all 7#fg8 shoul& go to #icro 7#fg8 having invest#ent in Plant * Machinery up to 0s.99999 an& #icro 7service8 having invest#ent in equip#ent up to 0s. 999999 a.0s.2 lacs * 0s.+ lacsb.0s.1 lacs * 0s.5 lacsc.0s.+2 lacs * 0s.1 lacs&.0s.1 lacs * 0s.2 lacse.o such ceiling of 565.(s per revise& targets of Priority Sector classification in MSM4) +6 of total a&vances un&er #icro * s#all 7#fg8 shoul& go to #icro 7#fg8 having invest#ent in Plant * Machinery above 0s.999999 an& up to 0s.99999 an& #icro 7service8 having invest#ent in equip#ent above 0s.999999 an& up to 0s. 999999 a.(bove 0s.2 lacs) up to 0s.+2 lacs * above 0s.+ lacs) up to 0s.1 lacs b.(bove 0s.1 lacs) up to 0s.2 lacs * above 0s.+ lacs) up to 0s.+2 lacs c.(bove 0s.1 lacs) up to 0s.+2 lacs * above 0s.5 lacs) up to 0s.1 lacs &.(bove 0s.2 lacs) up to 0s.1 lacs * above 0s.+ lacs) up to 0s.2 lacs e.o such ceiling of +62.Which of the following is one of the changes that have ta$en place in !:!0(M cre&it rating wor$flowa.Co#pany creation * User I' creation will happen within !:!0(Mb.Status up&ation utility for past assess#ents c.MIS capabilities vi;. 0ating over&ue report) Search pen&ing cases) case status report&.Sub#ission of 0ating to 0:<=:<!CC pool instea& of in&ivi&ual User e.(ll the above  >.Which of the following of our overseas territories has not been i&entifie& for opening of 04<0: S! accounts un&er Centralise& Processinga. U(4 b. ?enya c. Ugan&a &. South (frica e. all the above countries have been i&entifie&@.Which one of the following changes that has ta$en place recently in case of 44%C) 0%C * 'ia#on& 'ollar accounta.custo#er can #aintain 16 of fore/ receive& by hi# in these accountsb.:nly e/porters against accepting fore/ can open these accountsc.Custo#ers having these accounts can access to fore/ #ar$et only after utili;ing fully the available balances in these accounts&.custo#er can #aintain @26 of fore/ receive& by hi# in these accountse.none of the aboveA.What is the #ini#u# contribution by each beneficiary un&er PS Bite Sche#ea. 0s.1<- b. 0s.2<- c. 0s.1<- &. 0s.+<- 0s.2<-.Dhe Savings as well as Current account shoul& be treate& as inoperative<&or#ant if there are no transactions for over a perio& of 99999999 a. + years b. 1 years c. 3 years &. > #onths e. none of the above 1. Current an& Savings account which are not operating for last 999years are unclai#e& &eposits. a . 1 years b. 1+ years c. 2 years &. 12 years e. no such concept in C!S environ#ent 11. %or the purpose of classifying an account as ,inoperative ) #onthly an& quarterly interest on ter# &eposit cre&ite& to &eposit accounts are consi&ere& 9999999  transaction. a. syste# in&uce& b. custo#er in&uce& c. syste# generate& &. either e. none of the above 1+. If a %i/e& 'eposit 0eceipt #atures an& procee&s are unpai&) the a#ount left unclai#e& with the ban$ will attract 99999999 rate of interest if (uto 0enewal facility at the ti#e of placing the &eposit was specifically refuse& by the custo#er. a. Savings !an$ b. :ne year c. o interest &. perio& selecte& at the ti#e of placing the &eposit e. none of the above 13. (n account of a person who has been #issing for the last 99999 years or #ore can be treate& in the sa#e way as of the account of a &ecease& person. a. 2 years b. @ years c. 1 years &. + years e. no such provision 15. Dhe threshol& li#it for settle#ent of clai#s where a person is #issing for the last @  years an& #ore where &eclaration<certificate fro# court shoul& not be insiste& upon- a. 0s.1 lac b. 0s.+ lacs c. 0s.2)<- &. none of these e. can not be waive&  12. Pay#ent of ta/es through e-#o&e will earn 0s.99999 per challan. a. 0s.1+<- b. 0s.3<- c. 0s.52<- &. 0s.2<- e. 0s.><-1>. Collection of ta/es through physical challan will earn 0s.99999 per challan. a. 0s.1+<- b. 0s.3<- c. 0s.52<- &.0s.2<- e. 0s.><-1@. In case of financing by #ore than one secure& cre&itors or in Eoint financing of financial assets the consent of secure& cre&itors of 999999 6 in value of the a#ount outstan&ing will be require& for ta$ing any action stipulate& as per S(0%(4SI (ct. a. 26 b. >6 c. @26 &. A6 e. one of these1A. Di#e perio& for respon&ing to the borrower s representation against enforce#ent of security un&er S(0%(4SI by the !an$s - a. @ &ays b. 1 &ays c. 12 &ays &. 3 &ays e. none of the above1. Dransaction charges for use of (DMs of %S #e#ber ban$s by !aro&a ?isan 0upay Car& hol&ers a.0s.+<- per transactionb.0s.+<- per cash with&rawalc.0s.1><- per cash with&rawal F 0s.><- per non financial transaction&.0s.12<- per transactione.o transaction charges 7fully waive&8+. Un&er ,0aEiv Gan&hi 4quity Savings Sche#e what are the criteria for giving ta/ benefits a.new retail investors who invest up to 0s.2)<- an& whose gross total annual inco#e is less than or equal to 0s.1 lacs.b.(ny in&ivi&ual who has not opene& a &e#at account an& has not #a&e any transactions in the &erivative seg#ent as on the &ate of notification of the Sche#e i.e. +3.11.+1+H c. (ny in&ivi&ual who has opene& a &e#at account before the notification of the Sche#e but has not #a&e any transactions in the equity seg#ent or the &erivative seg#ent till the &ate of notification of the Sche#eH &. (ny in&ivi&ual who is not the first account hol&er of an e/isting Eoint &e#at account shall be &ee#e& to have not opene& a &e#at account for the purpose of this Sche#e.f.(ll the above . +1.(t which place the inauguration of 0 share& Services Pilot !ac$ :ffice has ta$en place recently in our !an$ a. Buc$now b. Mu#bai c . !aro&a &. ew 'elhi e. Jaipur  ++. !an$ s career portal has been bran&e& with the the#e  a. !aro&a b. Dalent c. %irst   &. Career e. one of these+3.What is the #ini#u# a#ount of &eposit for our K!aro&a 'ouble 'ha#a$a %' Sche#eL a. 0s.1)<- b. 0s.2)<- c. 0s.1)<- &. 0s.+)<- e. one of these+5. (s per revise& gui&elines of Intersol Dransfer transactions) where either payee or &rawer has account with the branch) what are the passing powers of Scale III an& I 7not wor$ing as Jt Manager<!ranch ea&8a.0s.2)<-b.0s.1. lacsc.0s.+. lacs&.o restriction e.one of the above+2. (s per revise& gui&elines of Intersol Dransfer transactions) where either payee or &rawer has account with the branch) what are the passing powers of Scale I an& II :fficersa.0s.2)<-b.0s.1. lacsc.0s.+. lacs&.o restriction e.one of the above +>. which of the following case is not eligible un&er K!aro&a o#e Boan Group Personal (cci&ent Insurance PolicyL a. o#e Boan borrowers sanctione&<&isburse& on or after 1..1+  b. K(((L Boan borrowers whose o#e Boans were sanctione& before 1..1+ c. 0I<PI: o#e Boans sanctione&<&isburse& on or after 1..1+ d. 7a8 an& 7c8 e. (ll a) b an& c are eligible.+@. What is the #argin stipulate& for K!aro&a (&vance against gol& orna#ents< Jewellery<Gol& coins where the li#it is #ore than 0s.3. lacs a. 126 b. +6 c. 36 &. +26 e. 35%  +A. What is the new na#e given to our K!aro&a agri$ !achat ?hataL a.   !aro&a !asic Savings !an$ 'eposit (ccount Sche#e b. !aro&a o %rills (ccount c. !aro&a =ero !alance S! (ccount &. !aro&a (&vantage S! (ccount e. o such change

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Jul 23, 2017
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