Documents

MCQs (With Answers) on Latest Circulars by the Bank

Description
MCQs (With Answers) on Latest Circulars by the Bank
Categories
Published
of 10
All materials on our website are shared by users. If you have any questions about copyright issues, please report us to resolve them. We are always happy to assist you.
Related Documents
Share
Transcript
  MCQs based on the recently issued circulars by the Bank (up to March 2013) 1.Which of the following is not a pre-requisite for using IMPS facility by an active M-Connect Usera.!eneficiary s account nu#berb.!eneficiary !an$ s I%S co&e c.Beneficiary’s MM! &.'ll the abovee.a( b ) c woul& be sufficient*.!an$ has intro&uce& +web-base& centralise& solution for cre&it #onitoring for the following accounts , a. d#ance account $ith %B & '%B eposure of s.10 Cr and abo#e b.'&vance account with %! eposure of s.1/ Cr an& abovec.'&vance account with %! ) 0%! eposure of s. Cr an& above&.'&vance account with %! eposure of s. Cr an& abovee.'&vance account with %! ) 0%! eposure of s.1 Cr an& above2.'s per revise& targets of Priority Sector classification in MSM3( 4/5 of total a&vances un&er #icro ) s#all 6#fg7 shoul& go to #icro 6#fg7 having invest#ent in Plant ) Machinery up to s.88888 an& #icro 6service7 having invest#ent in equip#ent up to s. 888888 a.s. lacs ) s.* lacs b.s.10 lacs & s.* lacs c.s.* lacs ) s.1/ lacs&.s.1/ lacs ) s. lacse.0o such ceiling of 4/54.'s per revise& targets of Priority Sector classification in MSM3( */5 of total a&vances un&er #icro ) s#all 6#fg7 shoul& go to #icro 6#fg7 having invest#ent in Plant ) Machinery above s.888888 an& up to s.88888 an& #icro 6service7 having invest#ent in equip#ent above s.888888 an& up to s. 888888 a.'bove s. lacs( up to s.* lacs ) above s.* lacs( up to s.1/ lacs b.'bove s.1/ lacs( up to s./ lacs ) above s.* lacs( up to s.* lacs c. bo#e s.10 lacs+ up to s.2, lacs & abo#e s.* lacs+ up to s.10 lacs &.'bove s. lacs( up to s.1/ lacs ) above s.* lacs( up to s. lacs e.0o such ceiling of */5.Which of the following is one of the changes that have ta$en place in !9!'M cre&it rating wor$flowa.Co#pany creation ) User I: creation will happen within !9!'Mb.Status up&ation utility for past assess#ents c.MIS capabilities vi;. ating over&ue report( Search pen&ing cases( case status report&.Sub#ission of ating to 9<=9<!CC pool instea& of in&ivi&ual User e. ll the abo#e  >.Which of the following of our overseas territories has not been i&entifie& for opening of 03<09 S! accounts un&er Centralise& Processinga. U'3 b. ?enya c. Ugan&a d. -outh frica  e. all the above countries have been i&entifie&@.Which one of the following changes that has ta$en place recently in case of 33%C( %C ) :ia#on& :ollar accounta.custo#er can #aintain 1//5 of fore receive& by hi# in these accountsb.9nly eporters against accepting fore can open these accounts c.Custoers ha#in/ these accounts can access to fore arket only after utiliin/ fully the a#ailable balances in these accounts &.custo#er can #aintain @5 of fore receive& by hi# in these accountse.none of the aboveA.What is the #ini#u# contribution by each beneficiary un&er 0PS Bite Sche#ea. s.1//<- b. s.//<- c. s.1000  &. s.*//<- s./<-.Dhe Savings as well as Current account shoul& be treate& as inoperative<&or#ant if there are no transactions for over a perio& of 88888888 a. 2 years  b. 1 years c. 2 years &. > #onths e. none of the above 1/. Current an& Savings account which are not operating for last 888years are unclai#e& &eposits.  a. 10 years  b. 1* years c.  years &. 1 years e. no such concept in C!S environ#ent 11. %or the purpose of classifying an account as +inoperative ( #onthly an& quarterly interest on ter# &eposit cre&ite& to &eposit accounts are consi&ere& 8888888  transaction. a. syste# in&uce& b. custoer induced  c. syste# generate& &. either e. none of the above 1*. If a %ie& :eposit eceipt #atures an& procee&s are unpai&( the a#ount left unclai#e& with the ban$ will attract 88888888 rate of interest if 'uto enewal facility at the ti#e of placing the &eposit was specifically refuse& by the custo#er. a. -a#in/s Bank  b. 9ne year c. 0o interest &. perio& selecte& at the ti#e of placing the &eposit e. none of the above 12. 'n account of a person who has been #issing for the last 88888 years or #ore can be treate& in the sa#e way as of the account of a &ecease& person. a.  years b.  years  c. 1/ years &. */ years e. no such provision 14. Dhe threshol& li#it for settle#ent of clai#s where a person is #issing for the last @  years an& #ore where &eclaration<certificate fro# court shoul& not be insiste& upon- a. s.1 lac b. s.2 lacs  c. s./(///<- &. none of these e. can not be waive&  1. Pay#ent of taes through e-#o&e will earn s.88888 per challan. a. s.12  b. s.2/<- c. s.4<- &. s./<- e. s.>/<-1>. Collection of taes through physical challan will earn s.88888 per challan. a. s.1*<- b. s.2/<- c. s.*,  &.s./<- e. s.>/<-1@. In case of financing by #ore than one secure& cre&itors or in Eoint financing of financial assets the consent of secure& cre&itors of 888888 5 in value of the a#ount outstan&ing will be require& for ta$ing any action stipulate& as per S'%'3SI 'ct. a. /5 b. 405  c. @5 &. A/5 e. 0one of these1A. Di#e perio& for respon&ing to the borrower s representation against enforce#ent of security un&er S'%'3SI by the !an$s - a. @ &ays b. 1/ &ays c. 1, days  &. 2/ &ays e. none of the above1. Dransaction charges for use of 'DMs of 0%S #e#ber ban$s by !aro&a ?isan upay Car& hol&ers , a. s.*/<- per transaction b. s.*/<- per cash with&rawal c.s.14 per cash $ithdra$al 6 s.4 per non financial transactiond. s.1<- per transaction e. 0o transaction charges 6fully waive&7*/. Un&er +aEiv Fan&hi 3quity Savings Sche#e what are the criteria for giving ta benefits, a.new retail investors who invest up to s./(///<- an& whose gross total annual inco#e is less than or equal to s.1/ lacs.b.'ny in&ivi&ual who has not opene& a &e#at account an& has not #a&e any transactions in the &erivative seg#ent as on the &ate of notification of the Sche#e i.e. *2.11.*/1*G c. 'ny in&ivi&ual who has opene& a &e#at account before the notification of the Sche#e but has not #a&e any transactions in the equity seg#ent or the &erivative seg#ent till the &ate of notification of the Sche#eG &. 'ny in&ivi&ual who is not the first account hol&er of an eisting Eoint &e#at account shall be &ee#e& to have not opene& a &e#at account for the purpose of this Sche#e. f. ll the abo#e. *1.'t which place the inauguration of H share& Services Pilot !ac$ 9ffice has ta$en place recently in our !an$ a. Buc$now b. Mu#bai c. Baroda  &. 0ew :elhi e. aipur  **. !an$ s career portal has been bran&e& with the the#e , a. !aro&a b. Dalent c. %irst &. Career e. 0one of these*2.What is the #ini#u# a#ount of &eposit for our J!aro&a :ouble :ha#a$a %: Sche#eK a. s.1(///<- b. s.,+000  c. s.1/(///<- &. s.*(///<- e. 0one of these*4. 's per revise& gui&elines of Intersol Dransfer transactions( where either payee or &rawer has account with the branch( what are the passing powers of Scale III an& IL 6not wor$ing as t Manager<!ranch Hea&7a.s./(///<- b.s.1.00 lacs c.s.*.// lacs&.0o restriction e.0one of the above*. 's per revise& gui&elines of Intersol Dransfer transactions( where either payee or &rawer has account with the branch( what are the passing powers of Scale I an& II 9fficers a.s.,0+000 b.s.1.// lacsc.s.*.// lacs&.0o restriction e.0one of the above *>. which of the following case is not eligible un&er J!aro&a Ho#e Boan Froup Personal 'cci&ent Insurance PolicyK a. Ho#e Boan borrowers sanctione&<&isburse& on or after 1/./.1*  b. J'''K Boan borrowers whose Ho#e Boans were sanctione& before 1/./.1* c. 0I<PI9 Ho#e Boans sanctione&<&isburse& on or after 1/./.1* d. 6a7 an& 6c7 e. ll a+ b and c are eli/ible .*@. What is the #argin stipulate& for J!aro&a '&vance against gol& orna#ents< ewellery<Fol& coins where the li#it is #ore than s.2.// lacs a. 15 b. */5 c. 2/5 &. *5 e. 3,5  *A. What is the new na#e given to our J!aro&a 0agri$ !achat ?hataK  a. Baroda Basic -a#in/s Bank !eposit ccount -chee  b. !aro&a 0o %rills 'ccount c. !aro&a =ero !alance S! 'ccount &. !aro&a '&vantage S! 'ccount e. 0o such change

pmm

Jul 23, 2017
Search
Similar documents
Tags
Related Search
We Need Your Support
Thank you for visiting our website and your interest in our free products and services. We are nonprofit website to share and download documents. To the running of this website, we need your help to support us.

Thanks to everyone for your continued support.

No, Thanks