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    PRIVATE CAR AUTO SECURE- TATA AIG GENERAL INSURANCE COMPANY LIMITED PEARL Plan (Bundled add-on Covers) 1.   This cover offers the amount of depreciation deducted on the value of parts replaced for own damage claim lodged under section 1 of the policy. Special conditions:  1.1   The cover is available for maximum 2 claims during the policy period. 1.2   Vehicle should be repaired at any of our authorized garage. 2.   This cover pays the cost to replace vehicle keys if stolen, plus the cost of locks if the vehicle is broken into. Exclusion (s): 2.1   Lost or stolen keys of residence other than primary residence 2.2   Cost to replace keys to vehicles that is not owned for personal use. 3.   A claim for only Glass/ plastic/ rubber / fiber part where you opt for repairs rather than replacement, at our authorized workshop, will not affect your No Claim Bonus eligibility at the time of renewal with us if there is no other damage to the vehicle is being claimed during the currency of the policy.    4.   This cover will pay for the loss or damage to you and your Family member’s  personal belongings caused by perils mentioned under section 1 of the policy while they are in the vehicle at the time of loss or damage to the vehicle. Special Conditions: 4.1   The insured will bear first Rs.250 of each and every claim under this section. Exclusion (s): 4.2   Money, securities, cheques, drafts, credit or debit cards, jewellery, lens, glasses, travel tickets, watches, valuables, manuscripts, paintings, goods in trade or samples and items of similar nature. 5.   This cover pays the cost of overnight stay and taxi charges for returning to the place of residence or the nearest city of travel, if the vehicle becomes immobile due to an accident covered under the policy.
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