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Premier Membership Association

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  W ELCOME TO IAB “America’s Premier Membership Association”   As a privileged member of our association, you now have access to a variety of services and benefits designed to help you stay informed on topics related to health care, how to reduce everyday expenses and issues facing America’s small business owners and those employed by them. About IAB IAB stands for Independent Association of Businesses and is a national leading trade association that strives to advance the interests of America’s independent small business owners and the self-employed. Founded in 1982, IAB is a non-profit, 501(c)6 designated business organization. For nearly three decades, IAB has provided support to small business owners, self-employed individuals and their families across the United States through research, advocacy, educational tools and access to benefits and services. IAB was chartered in Washington, D.C. and maintains a corporate office on Pennsylvania Avenue at the center of the nation’s capitol. Additionally, IAB utilizes administrative offices located in Arlington, Texas in the heart of the Dallas/Fort Worth area. Recognized as America’s Premier Membership Association, IAB has served over a million members. IAB has also received prestigious commendation from state and federal officials for its ability to educate and advance the growth of small businesses and the self-employed. Privileges provided through membership include:  Gaining Access to IAB Association Benefits… Explore your membership benefits and receive discounts and services immediately.  Learning with Small Business News, Tools & Resources… Stay up to date with the latest information and learn how to become a successful, independent business owner.  Growing with the IAB Members Only Community…  Access to an exclusive forum where you can engage in discussion of current business news and events, effective use of social media to grow your business and ways to reduce expenses. Members have the opportunity to market their business and enhance networking skills.  Voice with Legislators… Share your ideas and concerns about current business conditions. IAB works as an advocate with legislators to communicate members’ ideas to improve and strengthen the small business marketplace. We encourage you to read the enclosed membership book carefully so you can take full advantage of your membership benefits and services. The information contained in this IAB membership book along with your membership enrollment form constitutes the entire agreement between you, the member and IAB. If you have questions or concerns regarding your membership benefits, please contact us at: IAB, P.O. Box 224767, Dallas, Texas 75222-4767* (877) 893-1470 Refund Policy: Members that notify IAB to cancel their membership within 30 calendar days from date membership materials are shipped are entitled to a full refund of their membership dues and the amount of the one time registration fee less $9.00 that is non-refundable. In order to receive your refund, you must return the membership ID cards to IAB P.O. Box 224767, Dallas, Texas 75222-4767 and upon receipt, IAB will then issue the refund. Cancellation Policy: This membership will renew monthly. Members may cancel at any time by calling (877) 893-1470. Form #76615 1  O UR G OAL  At IAB, we realize the value of the saying: “to save money is to make money”. Our goal is to provide access to health related benefits and other services to our members that strengthen the security of the family and their quality of life. Our mission is to create vital family security programs. This is based on research and extensive examination of benefits and services offered to the general public through our membership. The real benefit of our association is to offer members solutions for security in these two essential areas: L IFESTYLE B ENEFITS Everyday expenses really add up. IAB offers programs to save members money from identity theft protection to roadside assistance; car and hotel savings, golf and amusement park savings to fit you and your family’s lifestyle! I NSURED M EDICAL B ENEFITS Doctor and hospital costs are the number one concern of consumers and businesses today. The expense of healthcare continues to spiral upwards with no end in sight. Affordable benefits and cost containment of health and wellness for yourself and your family is essential. IAB offers members of our association insured medical benefits to meet their needs and help them save money. As you go through this membership book, please take the time to become acquainted in how to use each of the benefits. If you have further questions, updates in the program or for our membership newsletter, go online at: www.hsp.iabbenefits.com, or call membership services at (877) 893-1470.Thank you again for choosing IAB to help provide security to yourself and your family! Not all benefits may be available in this membership level. Please see the table of contents for benefit details and contact IAB Member Services for additional assistance. 2  T ABLE OF C ONTENTS Welcome to IAB 1 Our Goal 2 Table of Contents 3  Amusement Parks 5 Car Rental 6 Emergency Travel Assistance 7 Golf 10 Hotel 11 Identity Theft Protection 12 Legal Assistance 13 Roadside Assistance 14  Accidental Death and Dismemberment 18  Accident Medical 22 Dental Care 26 Hospital and Medical Facilities 40 Medical Tourism 41 Membership Terms and Conditions 43 Personal & Family Medical Information 44 Notes 45 Useful Forms 46 SECTION 1 – LIFESTYLE BENEFITSSECTION 2 – INSURED MEDICAL BENEFITSSECTION 3 – REFERENCE 3
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